Support Home Verification How do I get my transcript? We may request a copy of your transcripts to verify your completed degree or curr… Can I use my household or spousal income? No. Since this is a personal loan, we only take your personal income into conside… What documentation will verify my income? All documentation must: have your name and the company name listed be recent - n… Can I increase my loan amount after I have accepted my loan terms? Unfortunately, we cannot change your loan amount after you have signed your promi… What is considered income? Since this is a personal loan, we only take your personal income into considerati… What is not considered income for the purpose of obtaining a loan from First Federal Bank of Kansas City? Your household income (we only take your personal income into consideration) Inco… Why weren't you able to retrieve my credit report? The initial credit inquiry is based on your name, address, and date of birth. If …